Auto financing shouldn't be so complicated.

Applying for a car loan should be a simple, personalised, and stress free experience. At Merritt Financial, we pride ourselves on providing a quick and straightforward experience for our clients. We also understand that each client has their own set of circumstances which makes each deal unique. Whatever your situation may be, we pride ourselves on working with you to get you approved for a car loan.
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Auto financing with you in mind.

We provide you with flexible payment solutions. Depending on your credit rating, we can provide you with flexible rates, payments, and terms for your car loan. Our financing managers work directly with you for a plan that suits your needs. Need to make low monthly payments? Want to put a lower down payment? Our representatives will work with you on every detail of your car loan.
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Get pre-approved.

With our online credit application, you can get pre-approved for a car loan before you even visit a dealership. If you have a vehicle that you are interested in, fill in our application and we will be in contact with you as soon as possible. If you do not have a car in mind, we can direct you to a vehicle that suits your financial. We collaborate with dealerships across Ontario to provide their clients with auto financing solutions.
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Our integrity and drive for excellence.

When many think of car loans, they may have negative opinions on some of the standards and malpractices some financing institutions hold. At Merritt Financial, we hold ourselves to the highest standard of integrity and transparency. No hidden fees, high security of your personal information, and honesty. All of our financing staff are OMVIC licensed and up to verse on current automotive laws and ethics.
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